Sterling Reef 405
- Address: 12011 Front Beach Rd
- Location: Bay County Panama City Beach
- Type: Condo
* Stunning Gulf Views throughout the Unit
* Massive Covered Balcony
* Beachfront Pool (Seasonally Heated), Grilling Area
* Fitness Center with Gulf Views, Activity Room, Onsite Watersport Rentals
* Walk to the Fishing Pier
* Only .5 miles to Shipwreck Island
* Professionally Managed; 24/7 Service
*This property is not available to adults under the age of 25. No Exceptions. *
*We LOVE Snowbirds! Low Monthly Winter Rates*
Snowbird Season runs from November thru February, on a monthly basis. To prepare a qualified quote, select your arrival date (must be the 1st day of the month) and the departure date (must be the 1st day of the month). Alternate dates must be pre-approved. All monthly rentals are subject to an additional $150 cleaning fee. Please contact us with your interest and to further assist!
Treat yourself to a relaxing getaway at Sterling Reef 405, a beautifully decorated 2BR/2BA beachfront condo. Soak in the stunning Gulf views of sugar-white sands and emerald waters from your spacious private balcony, or enjoy the scenery right from the living room, kitchen, or master bedroom. This charming condo comfortably sleeps up to 6 guests, featuring a king bed in the master suite with balcony access, a queen bed in the guest bedroom, and a double sleeper sofa in the living area. Whip up your favorite meals in the well-equipped kitchen or keep up with your fitness routine at the on-site gym. Start your mornings with a cup of coffee as you take in the breathtaking ocean views — and end your days watching unforgettable sunsets. Sterling Reef 405 is the perfect place to make lasting family vacation memories!
Each vehicle must be registered through the provided link before arrival. Parking Fee Registration is $50 per vehicle - limit 2 vehicles.
Built in 2005, Sterling Reef is in a fantastic location on Panama City Beach, only .5 miles from Shipwreck Island and within walking distance of the fishing pier. Vacation rentals at this lovely resort have a seasonally heated 4000sqft bi-level pool with a waterfall at their disposal, a fitness center overlooking the pool and beach area, an activity room with/ flatscreen TV, and grills on the sky terrace. Watersport rentals are also available.
The Bed Setup:
Master Bedroom: King Bed
Guest Bedroom: Queen Bed
Living Room: Double Sleeper Sofa
Area Attractions:
If you're looking for more adventure, the following water sports and activities you can arrange: Dolphin encounters, Banana Boat rides, Sailboat Rides/Rentals, Jet Ski Rentals, Boogie Board Rentals, Kayak Rentals, Eco-Tours and Surf Lessons.
If you're looking for great shopping and fabulous eateries, nearby Pier Park will fit the bill! With more than 125 retail, dining, and entertainment choices, Pier Park is a one-of-a-kind beachfront family-friendly attraction featuring island-inspired architecture and popular stores. Dillard’s, JCPenney, Ron Jon Surf Shop, Target, and Forever 21 are but a few. Dine at numerous eateries like Jimmy Buffett’s Margaritaville, Dick’s Last Resort, and Five Guys Burgers, or catch a show at the Grand IMAX Theater.
Registration Number=70790
Attached Bathroom
- DVD Player
- Satellite or Cable
- Television
- Air Conditioning
- Bathroom Essentials
- Bathtub
- Ceiling Fan
- Coffee Maker
- Cooking Basics
- Dining table
- Dishes & Silverware
- Dishwasher
- Dryer
- Free Wifi
- Heating
- Kitchen
- Linens Provided
- Microwave
- Oven
- Refrigerator
- Shampoo
- Stove
- Toaster
- Washer
- Community Pool
- Fitness Center
- Gym/Fitness Room
- Heated Pool
- Paid Parking
- Newly Listed
- Carbon Monoxide Detector
- Smoke Detector
- Fishing
- Jet Skiing
- Kayak Canoe
- Snorkeling
- Tennis
- Water Parks
- Balcony
- Grill/BBQ Area
- Outdoor Dining
- Outdoor Furniture
- Private Entrance
- No Pets Allowed
- Beach Access
- Beach Front
- Beach View
- Ocean View
- Pool View
- Private Beach Access
- Water View
Summer may be winding down, but beach season is still going strong. Escape to sugar-white sands, soak up warm afternoons and cooler evenings, and experience the Emerald Coast like a local. Enjoy 10% off 3-night stays with promo code FALLOFSUMMER10 when you book by September 7, 2026, for stays between August 5 and October 31, 2026.
*Offer is valid on new online bookings when you book by September 7, 2026 for 3 night stays from August 5, 2026 to October 31,2026. Cannot be combined with other offers. Exclusions and restrictions may apply to select properties.
Summer isn’t over on the Emerald Coast—it’s just getting better. Enjoy sugar-white sands, warm days, and cooler coastal evenings. Save 15% on 4+ night stays with code FALLOFSUMMER15 when you book by September 7 for stays August 5–October 31, 2026.
*Offer is valid on new online bookings when you book by September 7, 2026 for 4+ night stays from August 5, 2026 to October 31,2026. Cannot be combined with other offers. Exclusions and restrictions may apply to select properties.
Great location, super responsive hosts. Beautiful, peaceful, and a perfect getaway spot. Family friendly- Reviewed On: 8/4/2026
- Check Out On: 8/4/2026
Me and my family enjoyed our stay at this condo it was very clean and beautiful. The host was keeping me informed and communicated well all the way up till we checked in until we checked out . The condo was spacious for our family of six the beds where comfy and the pool was great! The security that the sterling reef had you felt safe when walking around very friendly staff . The elevators where a little slow but that's to be expected with a big condominium full of vacationers. I would definitely book with this host again . Book this condo you want be disappointed. Beautiful and clean and comfortable.- Reviewed On: 7/31/2026
- Check Out On: 7/31/2026
Clean, great communication, perfect location!- Reviewed On: 7/20/2026
- Check Out On: 7/20/2026
- Reviewed On: 7/17/2026
Great condo, very nice and clean- Reviewed On: 7/10/2026
- Check Out On: 7/10/2026
We had a great stay and will definitely stay again!- Reviewed On: 7/8/2026
- Check Out On: 6/30/2026
Lots of space in this unit, and that’s a plus when you have a big family coming to the beach. It always feels so tight and cramped in most units, but this one was big and spacious! It was very clean, the balcony view is absolutely amazing!
Only downside is no hot tub, but that is no fault of the owners or the hotel, just how it is.
I appreciate that it felt safe and secure - there was a code for literally everything. From the bathroom by the pool, the beach access, the gym, etc. it felt very safe from outsiders.
I also appreciate the owners communication skills - any time I messaged the host, they were quick to meet me with a response. I’d definitely book again in the future.- Reviewed On: 4/12/2026
- Check Out On: 4/12/2026
Great place!- Reviewed On: 3/22/2026
Copyright © 2026 • Emerald Coast Retreats
All Rights Reserved.